Incompass Michigan administers a self-insured workers’ compensation insurance fund for its members. The program has been in operation since 1988 and has paid back over $21 million in dividends and discounts – over 1/3 of premium collected has been returned to our members. Many Fund members have enjoyed discounts ranging from 15% to 95%, based on their loss history with the fund.

The fund is governed by a board of trustees elected by the members of the fund at the Annual Meeting held at the Incompass Michigan Spring Leadership Conference. Claim service is provided through a third party administrator, Broadspire. Excess insurance is purchased from Midwest Employers Casualty Company rated A+ by A.M. Best. Loss prevention consulting and safety audits are provided by Gloria McMullan of the Incompass Michigan staff.

The fund operates under authority granted by the Michigan Department of Licensing and Regulatory Affairs/Workers’ Compensation Agency. Fund investments are handled by Smalley Investments.

For more information or to receive a quotation send an e-mail to the fund administrator,  Todd Culver

Workers’ Compensation Fund FAQ (PDF)

Workers’ Compensation Fund Application(PDF)

2019 WC Rates and Class Codes (PDF)

Community of Practice

The Safety and Workers’ Compensation online Community of Practice is a place for members to connect to share or request information and to discuss hot topics, ideas, comments, suggestions and best practices related to workplace safety. Click here to visit the COP.